Welcome
Priya and Alex Rao
Jake SongYour advisor
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Runway
as of Nov 20036 months
Comfortable18 months or more
If they spent$9,100a month
Priya's take home covers $5,600. Cash covers what's left.
Net worth
$1,683,000
as of Nov 20
Cash on hand
$105,000
across 2 accounts
Accounts
synced Nov 20Joint checking$22,000
High yield savings$83,000
Company stock, vested$288,000
Brokerage funds$135,000
401(k), former employer$438,000
401(k), earlier employer$67,000
401(k), Priya$214,000
Roth IRAs$58,000
Primary residence$890,000
Mortgage, 2.9 percent-$512,000
Net worth$1,683,000
Unvested equity left behind on Oct 31 is not counted here.
What's next
6 sample itemsTHIS WEEK
Add Alex and Theo to Priya's health planNov 30
Move $30,000 into high yield savingsNov 24
THIS MONTH
Set aside $17,000 for April taxesNov 30
Start the 401(k) rollover, $505,000Dec 5
DECEMBER
Sell $48,000 of company stockDec 15
JANUARY
Review everything with meJan 8
Company stock
$288,000 of $1,200,000 invested030 percent
Too much riding on one company. The $48,000 sale moves it back to your target.
Priya and Alex Rao
Accounts
| Account | Institution | Type | Balance |
|---|---|---|---|
| Joint checking | Chase | Cash | $22,000 |
| High yield savings | Ally | Cash | $83,000 |
| Company stock, vested | Morgan Stanley at Work | Taxable | $288,000 |
| Brokerage funds | Fidelity | Taxable | $135,000 |
| 401(k), former employer | Fidelity | Tax deferred | $438,000 |
| 401(k), earlier employer | Empower | Tax deferred | $67,000 |
| 401(k), Priya | Vanguard | Tax deferred | $214,000 |
| Roth IRAs | Fidelity | Roth | $58,000 |
| Primary residence | Self reported | Property | $890,000 |
| Mortgage | Rocket | Loan | -$512,000 |
Net worth$1,683,000
Priya and Alex Rao
Documents
| Document | Added | Status |
|---|---|---|
| Separation agreement | Nov 3 | ON FILE |
| Severance paystub | Nov 14 | ON FILE |
| Benefits election summary | Nov 6 | ON FILE |
| 2025 tax return | Apr 12 | ON FILE |
| Equity grant letter | — | NOT ON FILE |