I was laid off

A layoff turns several financial decisions on at once.

Organize the severance, equity, benefits, cash runway, eligible accounts, and tax considerations around the dates in your agreement.

Start the Severance X Ray Book a strategy session
Questions to organize first

Start with the documents and dates that govern your choices.

Which benefits and equity deadlines are stated in the official documents?

What cash is available, and which expenses change without a paycheck?

How could severance and equity activity affect this tax year?

Which retirement account choices are available after employment ends?

What needs attention first

The four capabilities, ordered for a layoff.

The order is a planning framework, not a personal recommendation. Your separation agreement, plan documents, deadlines, and actual financial position determine what deserves attention.

1 Start here

Equity compensation and workplace benefits

Map what changed on the separation date and what remains governed by a later deadline.

  • Vesting and exercise timelines
  • Health coverage and benefit elections
  • Plan documents and separation terms
2 Then connect

Tax aware planning and CPA coordination

Review how severance, equity transactions, withholding, and a change in income may interact during the year.

  • Withholding considerations
  • Equity transaction questions
  • CPA coordination when needed
3 Build the runway

Comprehensive financial planning

Connect available cash, expenses, coverage, priorities, and decision dates into one working view.

  • Cash flow and runway modeling
  • Coverage and benefit transitions
  • Decision calendar and tradeoffs
4 Review the accounts

Investment management

Evaluate the eligible portfolio and retirement account choices in the context of liquidity needs and the broader plan.

  • Old 401(k) comparisons
  • Employer stock concentration
  • Eligible assets and liquidity

Scope note: Your separation agreement and plan documents control benefits and deadlines. Jake does not interpret legal terms or prepare tax returns. Legal questions belong with an attorney, and tax preparation or tax advice belongs with a qualified tax professional.

Start by seeing which part of the package deserves attention first.

The Severance X Ray is an educational, device based starting point. It organizes the decisions and keeps your answers on your device.

Start the Severance X Ray See process and pricing

Educational only. Your official notices, agreement, plan documents, and qualified professionals govern.